The Brainerd Lakes Real Estate Blog

Helping make real estate dreams come true   The Sack Lunches I put my carry-on in the luggage compartment and sat down in my assigned seat..  It was going to be a long flight.  'I'm glad I have a good book to read Perhaps I will get a short nap,' I thought. Just before take-of...

Helping make real estate dreams come true

<cite>Breaking Housing News(Video) | Death Of The First Time Home Buyer Credit? | #1 Real Estate Coach ing Blog</cite> : " Breaking Housing News….More evidence that the 'First Time Home Buyer Credit' won't be extended….….at least in its current form. There are numerous reasons to believe the program is destined soon to go 'poof'… 1) Numerous reports about abuse in the system. 2) Various studies have shown that the program didn't create that many sales….buyers would of bought regardless. 3) The overall cost of the program is seen as excessive vs. the benefit. Helping make real estate dreams come true

<cite>Chicago Tops List of America’s Most Stressed Out Cities; Miami Is Most Laid Back | RISMedia</cite> : " Residents of Chicago say they have the least amount of balance in their lives, while people in Miami claim to have the most, according to a new survey, the Princess Cruises Life Balance Barometer. Rounding out the top-five list of most stressed out cities are Houston, Boston, Los Angeles and San Diego. Minneapolis , Cincinnati, Las Vegas and Dallas/Fort Worth ranked last on the list, purporting to have the most amount of life balance. Do you think that selling or buying a home is stressful - let me help you make it as stressless as possible. I work hard to make this experience as simple and enjoyable as it can be. Times of changes are always stressful but there are many things I can handle for you or advise you on that will help out. Helping make real estate dreams come true

Around the Home – 8 Cheap and Easy Costume Ideas | RISMedia Helping make real estate dreams come true

REALTOR® Magazine-Daily News-Big Rebound in Existing-Home Sales Helping make real estate dreams come true

Helping make real estate dreams come true Greater Lakes Association of REALTORS Market Update: With the final days of the tax-credit for first-time home buyers approaching, home sales in the Greater Lakes region are showing some signs of life. There were 236 homes sold in September, up 14.0 percent from one year ago. That's also a slight increase from August, which is quite remarkable considering that September typically means a drop-off in sales as the school year begins. Home prices continue to decline, but this is partially a function of increased market share of non-waterfront homes, likely sparked by the federal tax credit for first-time home buyers. Good news for sellers: the Average Days on Market Until Sale is now shrinking and the Percent of Original List Price Received at Sale is now growing. House not selling? Listing contract expiring? Falling behind on payments? Kathleen Lordbock Keller Williams Realty Brainerd Lakes REALTOR/Staging & Short Sale Specialist 218-829-...

Don’t Get Caught in a Craigslist Rental Scam : West Bank Living | New Orleans West Bank Real Estate Blog Helping make real estate dreams come true . Be careful and be smart. Use a local agent that knows the area and is a REALTOR. To see properties in the Brainerd Lakes area - call Kathleen Lordbock - the expert in our real estate market.

US bank failures hit 100 for year The banking regulator says it has enough money to cover all failed banks The number of US bank failures this year has hit 100 after US federal regulators shut down the Florida-based Partners Bank. The Federal Deposit Insurance Corporation (FDIC), which controls the banking sector, has taken over the bank that held $68.7m (£42.1m) in assets. More US banks have now failed this year than in any year since 1992. The number is expected to rise as banks continue to suffer from the bad loans that precipitated the financial crisis. Savers' money is not in danger, as the FDIC, which is backed by the US government, insures deposits at failed banks for up to $250,000 per account. Many of the banks that have failed have been small community banks, which were badly hit when loans to individuals and small businesses were not repaid after the onset of t...

Helping make real estate dreams come true Tentative signs that home prices have stopped falling may simply be too good to be true. Prices have in fact risen on a month-over-month basis in several of the widely followed price indices. We believe these price gains reflect the holding back of foreclosed properties from the market and a dearth of sales of higher-priced homes. While we expect home prices to decline further, we believe the bulk of the decline is behind us. The Case-Shiller 10-city index has declined a cumulative 32.3 percent since peaking in mid- 2006. We expect the absolute bottom to be around mid-2010, with a cumulative loss of 36 percent. from the WELLS FARGO SECURITIES, LLC ECONOMICS GROUP House not selling? Falling behind on your home payments? Listng contract expiring? Call Kathleen Lordbock Keller Williams Realty Brainerd Lakes 218-829-4664 218-831-8001

Denial Is Not A River In Egypt! Helping make real estate dreams come true

I was diagnosed with Diabetes at Age 7 and on November 16th i will celebrate my 13 year anniversary of having diabetes! With November being National Diabetes Month i am asking you to join me and the 24 million other a]American with diabetes in the movement to stop diabetes! and to encourage all of those who you know to do the same. Emily This November, join the American Diabetes Association in a national movement to Stop DiabetesSM. November is American Diabetes Month®-a time to shine a spotlight on a serious disease that leads to potentially life-threatening complications such as heart disease, stroke, kidney disease, blindness, and amputation. This year, we need to take a bolder, more audacious approach to American Diabetes Month. Consider that: * 24 million children and adults in the United States live with diabetes * 57 million Americans are at risk for type 2 diabetes * 1 out of every 3 children born today will face a future with diabetes if current trends con...

A one year extension of the first time home buyer tax credit bill has been passed by the House of Representatives unanimously, for service members serving overseas. This will apply for men, women and their spouses of the Foreign Service and intelligence who served outside the US for at least 90 days in 2009 and served an official extended duty. Another benefit to this bill is that if the service member sells their home within three years of purchase because of deployment, it will eliminate the repayment penalty for firt time home buyers. It is now in the Senate for consideration after passing 416-0. via activerain.com Posted via web from Kathleen Lordbock's Posterous

Secret #2 Your real estate career success is not democratic. -- This is your career, not a democracy. -- You have some great ideas for building business. But nobody's going to listen. -- You'll never build your career when somebody else is running your business. Keller Williams® is more than a real estate company. Keller Williams® is a realtor success company. And Keller Williams® ' Agent Leadership Council seeks to empower everyone to get involved in the decision-making process of the company. via moving-careers.com Posted via web from Kathleen Lordbock's Posterous

Secret #1 Your real estate career is about you, and your success, not your company's. A good realtor is the key to the business success. A consumer survey conducted by the National Associations of Realtors® determined that 86% chose a real estate firm because of the individual agent. That fact is proven time and time again, every time an agent switches from one brokerage to the next, their clients follow. The clients switch because of a good relationship with their agent. YOU are the reason people want to do business with you, NOT your company. You can build a successful career on that fact alone. At Keller Williams® , we believe that a successful career in real estate is the result of hard work by a motivated realtor. Your image, professionalism and enthusiasm will drive your sphere of influence. In short, your career is up to you! via moving-careers.com All about you-that is why I went with KW. Posted via web from Kathleen Lordbock...

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Court claim over camel 'beauty' Camels are highly prized in Arabia and can fetch huge sums of money A $250,000 compensation claim has been made against Saudi Arabia's oil giant Saudi Aramco for causing the death of a prized camel, local press reports say. The case, to be heard on Monday, involves a three-year-old black camel which fell into a large hole dug in the desert to store crude oil. The camel's owner is quoted saying the beast had been entered in one of the region's popular camel beauty pageants. The compensation claim is based on the value experts put on the camel. The owner, Abdullah Al-Saiari, said the she-camel was grazing in a desert pasture, about 150 miles (250km) west of Ahsa, when the accident happened. "She was part of the Camel Beauty Contest," he said, the Saudi Gazette reported. via news.bbc.co.uk looks a bit lippy to ...

via stagetosell.biz Little changes = big results Posted via web from Kathleen Lordbock's Posterous

<cite>Write Comments On Quote The wise man bridges the gap by laying o - Quotes And Poem Dot Com</cite> : " 'The wise man bridges the gap by laying out the path by means of which he can get from where he is to where he wants to go.' - -- J. P. Morgan " Helping make real estate dreams come true

921 12th St SE, Brainerd, MN | Powered by Postlets Shared via AddThis

Big pay and little responsibility are circumstances seldom found together-Napoleon Hill via twitter.com Posted via web from Kathleen Lordbock's Posterous

The George Winston concert at the Central Lakes College in Brainerd, MN was wonderful.Made a harmonica sound like bag pipes. Extraordinary talent! via Ping.fm Posted via web from Kathleen Lordbock's Posterous

The George Winston concert at the Central Lakes College in Brainerd, MN was wonderful.Made a harmonica sound like bag pipes. Extraordinary talent!

Organize Your Fall Party | Family Economics By Sarah Kimmel Although summer has ended the weather can cooperate for one final backyard bash!  Follow these easy tips and your party will sure to be the smoothest running party around.  Prep the Space – First things first and that is to get the backyard ready for guests.  This means picking up the dog’s messes, mowing the lawn, pulling weeds, etc.  One thing you may be tempted to do is to pick up the children’s toys.  While this is a good idea, make sure you leave some out for the kids at the party to play with.  Organize the Food Table – Bundle a knife, fork and spoon and wrap them in a napkin and simply tie it together with a piece of twine.  This will be convenient for your guests as they are preparing their plate.  Anything you can do to make getting all of their food and utensils together one handed will be helpful.  Once the food is in place, make sure to set it up in a logical ...

According to Freddie Mac Posted: 12 Oct 2009 08:11 AM PDT According to Freddie Mac, 30-year-fixed-rate mortgage average fell further to 4.87 percent with an average 0.7 point for the week ending Oct. 8 from 4.94 percent last week. “Such low rates are spurring mortgage demand,” said Frank Nothaft, Freddie Mac vice president and chief economist, in a statement. “Interest rates for 30-year fixed-rate loans were the lowest since mid-May; 15-year FRMs were at a record low since data were first collected in 1991 and 5-year ARMs also hit an all-time record starting in 2005. Compared to a year ago, consumers could shave almost $134 off their monthly mortgage payments on a 30-year fixed-rate loan for $200,000 by refinancing. In addition to spurring mortgage demand, applications were up to a 19-week high over the week ending in Oct. 2, according to the Mortgage Bankers Association – applications to purchase a home were at the strongest pace since the beginning of 2009 Kathleen Lordbock ...

This is taking longer than usual. Try reloading the page . If that doesn't work, you can: Disable Labs and try again . If you're on a slow connection, try basic HTML view . For more troubleshooting tips, visit the help centre . via mail.google.com How low will they go?? Posted via web from Kathleen's posterous

<cite>REALTOR® Magazine-Daily News-Aides: Home Buyer Tax Credit Extension Likely</cite> : " Extending the First-Time Home Buyer Tax Credit, due to expire at the end of November, is high on the Democratic Congressional to-do list, legislative aides said.After Wednesday's meeting with President Obama and House Speaker Nancy Pelosi (D-Calif.), Senate Majority Leader Harry Reid (D-Nev.) released a statement that the government should 'continue efforts to strengthen the housing market by extending the home buyer tax credit.'Mark Zandi, chief economist at Moody's Economy.com, who is a consultant to Democrats in the administration and Congress, is advocating extending the credit through August and making it available to all home buyers. He said failure to extend the credit just as more foreclosures enter the market will push housing prices down.Also, on Thursday, the House is expected pass legislation to extend the credit through 2010 for people who have been ...

Helping make real estate dreams come true! H ere are some safety tips for Halloween: * Always set rules for the night out and make sure each of your children understand them thoroughly. * Make sure children are accompanied by an adult (if very young) or are walking in groups of 4 or more. * Check all flashlight batteries before they leave and give them an extra set. * Set a return time, if possible give them a watch with an alarm on it set to that time. * Make sure that at least one child in the group has a cell phone for emergencies and it is fully charged. * Put reflective tape on their costumes, as many are dark. * Instruct them not to eat any candy until they have come home and you have been able to inspect it. * Make sure they know not to enter any house. They should only accept treats at the doorway. * Give them street boundaries for their route and drive it with them before they go out. * Instruct them to walk on the sidewalk at all time...

Part 1 of 10: Just say it: | Social Media Marketing Shared via AddThis