The Brainerd Lakes Real Estate Blog

Helping make real estate dreams come true     Have you received a Notice of Default on your property?  What are your plans?  Do you plan to walk away or do you want to try a Short Sale which has much less damage to your credit and helps you save face? You need a plan of action and if you want to buy some time, stay in the home until it sells and save up some money - then contact:  Kathleen Lordbock REALTOR/Staging & Short Sale Specialist  Keller Williams Realty Brainerd Lakes Don't just walk away - there is hope, there is help!

CRAVAACK CALLS ON OBERSTAR TO RESIGN AS HEAD OF HOUSE TRANSPORTATION COMMITTEE ST. PAUL -- Congressional candidate Chip Cravaack today called on Rep. James Oberstar to resign as chairman of the House Transportation and Infrastructure Committee because he has failed to take  any useful  action in the two months since an oil well began to poison the Gulf of Mexico. “ During the worst environmental disaster in American history, Jim Oberstar has been asleep at the helm of the House Transportation committee ,” Cravaack, a graduate of the United States Naval Academy, said. “ No skipper has been so slow to act since Joe Hazelwood was sleeping it off in his bunk during the Exxon Valdez crash in 1989 .  It is time for Jim Oberstar to step down as chairman of the House Transportation and Infrastructure Committee.” Oberstar is chair of the committee which oversees the Coast Guard and is responsible for federal management of emergencies and oil po...

Helping make real estate dreams come true RISMEDIA, July 1, 2010--FHA Pros, LLC, a national FHA condo approval service, has developed a list of facts speaking to the top misconceptions associated with FHA loans in order to help home buyers better navigate an already confusing market. FHA loans are mortgages issued by qualified lenders and insured by the Federal Housing Administration (FHA). “We have seen home buyer interest in FHA loans go from practically zero three years ago to upwards of 87 percent today,” said Christopher Gardner, founder and president of FHA Pros, LLC. “Despite this rapid rise in popularity, many buyers still do not fully understand the benefits of these loans, and we believe it’s time to change that.” 1. FHA Loans Are Not Only For Lower-Income Borrowers. FHA loans are available to everyone. In fact, even Bill Gates can get one. There is no maximum income restriction associated with FHA loans. Borrowers do need to substantiate income and asse...

Helping make real estate dreams come true  Closing Costs Checklist The cost of buying a property goes beyond simply paying the price negotiated between the buyer and seller. If you pay cash, you will probably pay less and close faster. If you are taking on a mortgage, the closing costs involved to complete the transaction can range from 2% to 7% of the purchase price. Fees required vary by state. Here are some of the common fees included in a typical settlement, which will comprise your closing costs: Fees related to a mortgage loan (if you are borrowing to buy):     * Loan origination fee     * Loan discount ("points") - a one-time fee charged by the lender to lower your monthly interest rate     * Appraisal fee* (the lender usually orders an appraisal to determine the value of the property)     * Credit Report fee* (for the lender to research your credit rating)     * Lender's inspection fee...

Helping make real estate dreams come true   At the end of 2009, foreclosures were definitely “in the news.” And for good reason: the number of foreclosures rose from 1.8 million at the end of 2008 to about 2.5 million at the end of 2009. Have you received a Notice of Default on your property?  What are your plans?  Do you plan to walk away or do you want to try a Short Sale which has much less damage to your credit and helps you save face? You need a plan of action and if you want to buy some time, stay in the home until it sells and save up some money - then contact:  Kathleen Lordbock REALTOR/Staging & Short Sale Specialist  Keller Williams Realty Brainerd Lakes Don't just walk away - there is hope, there is help!

Helping make real estate dreams come true Kathleen Lordbock | Keller Williams Realty Brainerd Lakes | 218-831-8001 6641 Wetherbee Road, Brainerd, MN This one level home is a new build and just finished. Set on 7+ acres, it is in the heart of the Brainerd Lakes. Just a few miles to Crow Wing Lake, 3BR/1BA Single Family House offered at $118,000 Year Built 2005 Sq Footage Unspecified Bedrooms 3 Bathrooms 1 full, 0 partial Floors 1 Parking None Lot Size 7.5 acres HOA/Maint $0 per month DESCRIPTION Set in the country but close to town- this 3 bedroom residence has easy upkeep. Wood laminated flooring, tile and carpeted bedrooms give you the best underfoot solutions. All appliances are included and it is ready to go. 3 miles from North Central Speedway and just minutes to the BMX Bike racing course and The Spirit Horse Center. Acreage and home for one low price. see additional photos below ...

Helping make real estate dreams come true Have you received a Notice of Default on your property?  What are your plans?  Do you plan to walk away or do you want to try a Short Sale which has much less damage to your credit and helps you save face? You need a plan of action and if you want to buy some time, stay in the home until it sells and save up some money - then contact:  Kathleen Lordbock REALTOR/Staging & Short Sale Specialist  Keller Williams Realty Brainerd Lakes Don't just walk away - there is hope, there is help!

Helping make real estate dreams come true H ave you had enough of   Obama's crusade to force a multi-trillion-dollar health-care “reform” on America, replacing private health care with a government-run system that will empower federal bureaucrats to make life-and-death decisions about your medical care? Have you received a Notice of Default on your property?  What are your plans?  Do you plan to walk away or do you want to try a Short Sale which has much less damage to your credit and helps you save face? You need a plan of action and if you want to buy some time, stay in the home until it sells and save up some money - then contact:  Kathleen Lordbock REALTOR/Staging & Short Sale Specialist  Keller Williams Realty Brainerd Lakes Don't just walk away - there is hope, there is help!

Helping make real estate dreams come true   Take a minute to reflect on all the new skills and ideas you learned in 2009. Think of the books you read, the documentaries you watched, the people you spoke to. Now ... what did you do with all of that new knowledge? Did you use it to grow as a person, better your life, or make a difference in the world? Yes, you must learn. But more importantly - you must apply what you learn.  Debbie Paschall Have you received a Notice of Default on your property?  What are your plans?  Do you plan to walk away or do you want to try a Short Sale which has much less damage to your credit and helps you save face? You need a plan of action and if you want to buy some time, stay in the home until it sells and save up some money - then contact:  Kathleen Lordbock REALTOR/Staging & Short Sale Specialist  Keller Williams Realty Brainerd Lakes Don't just walk away - there is hope, there is help!

Helping make real estate dreams come true  Scam Alert The National Association of REALTORS® has learned that its good name is being used as part of a property rental scam. In this scam, rental property is offered to consumers, who are led to believe that NAR is functioning as an intermediary to receive rental deposits from prospective tenants and, upon receipt of the deposit, to deliver the keys to the property to the tenant. The tenant is instructed to send money via Western Union to NAR's purported agent. NAR is not involved in this business and believes it is a scam. NAR has contacted law enforcement officials to request that the matter be investigated. If you have encountered this scam, be advised you may file a complaint with the Internet Crime Complaint Center, sponsored by the Federal Bureau of Investigation and the National White Collar Crime Center. Have you received a Notice of Default on your property?  What are your plans?  Do you plan to walk aw...

Helping make real estate dreams come true  I am sniffling and sneezing and so are other members in my household but there are differences.  Although a bit tired (probably from lack of sleep) I feel just fine - the others are miserable with higher temps, lethargy, aches and a great desire to sleep (ok I have that too!) The possible culprits are allergies, sinusitis, cold or the flu. Here is some great information from About.com on sorting out an allergy from sinusitis. With allergy season upon us, it's important to take a look at whether you may be suffering from allergies, or a sinus infection. Ah choo! It's allergy season and it seems like everyone is suffering from a runny or stuffed nose. In fact, a recent survey found that almost 40 percent of American consumers feel just like Snow White's friend, Sneezy, this time of year. But is it really allergies that are making them feel so "sneezy" or something else, like a full blown sinus infection? Each year, ...

via Harris University Short Sale Blog Are you upside down on your mortgage - needing to sell? Contact:  Kathleen Lordbock REALTOR/Short Sale & Staging Specialist KLordbock@kw.com Brainerd Lakes Area of Minnesota Outside of the area ?  I can put you in contact with other Short Sale Specialists across the United State. There is help - there is hope. Helping make real estate dreams come true

Helping make real estate dreams come true

As a specialist in short sales - I can offer you help with your short sale and hope. Tell me your short sale story and let's work out a solution. KLordbock@kw.com in reference to: YouTube - RE/MAX North Central's Tuesday Tip: Short Sales Real Results ( view on Google Sidewiki )

Helping make real estate dreams come true

<cite>Chicago Tops List of America’s Most Stressed Out Cities; Miami Is Most Laid Back | RISMedia</cite> : " Residents of Chicago say they have the least amount of balance in their lives, while people in Miami claim to have the most, according to a new survey, the Princess Cruises Life Balance Barometer. Rounding out the top-five list of most stressed out cities are Houston, Boston, Los Angeles and San Diego. Minneapolis , Cincinnati, Las Vegas and Dallas/Fort Worth ranked last on the list, purporting to have the most amount of life balance. Do you think that selling or buying a home is stressful - let me help you make it as stressless as possible. I work hard to make this experience as simple and enjoyable as it can be. Times of changes are always stressful but there are many things I can handle for you or advise you on that will help out. Helping make real estate dreams come true

Around the Home – 8 Cheap and Easy Costume Ideas | RISMedia Helping make real estate dreams come true