The Brainerd Lakes Real Estate Blog

Helping make real estate dreams come true Just because you can, doesn't mean you should. Don't walk away, there is help and there is hope. A loan modification or a short sale may be what you need. Call or email today! KLordbock@kw.com Kathleen Lordbock REALTOR/Short Sale & Staging Specialist 218-829-0339 218-831-8001

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Helping make real estate dreams come true

What Do Short Sales and The Health Care Bill Have In Common? Case In Point. Have you ever done a short sale negotiation for a seller? Have you ever had to deal with Bank Of America, J P Morgan Chase, Bank of New York Mellon, Deutsche Bank?   You know how tough that is. You know the lack of customer care your sellers get because they tell you about how they stay on the phone for 45 minutes only to get someone who won't help them. You know how many of your sellers tried , especially those who live in Florida, California and Arizona- to get a loan modification done before they called you to help save their home from foreclosure. Who has the power in a short sale?  Now, don't get me wrong. I am not saying anyone is entitled to a short sale. That is not what this post is about. Stay with me here. What does the health care bill and the short sales have in common? The same players! The Wall Street thugs and the Banks are the heavy aggregate investo...

 If a toy or pieces of a toy passes through a standard cardboard toilet paper roll - do not buy it for a child that still puts everything in their mouth. Also if an older sibling get a toy with small parts, restrict access to them and be very cautious about "left behind" toys. photo by Flickr Keep them safe! Helping make real estate dreams come true

Want to share Thanksgiving greetings with friends and family? AmericanGreetings.com, BlueMountain.com, 123Greetings.com, Hallmark.com will send them out for you free of charge. Speaking of greetings–and gratitude–Xerox has a web site that lets you send a message of thanks to soldiers currently serving in Iraq. This is a FREE service and only takes a minute to do. What a great way to spread the spirit of the season! Visit LetsSayThanks.com today. Helping make real estate dreams come true

"What we're really talking about is a wonderful day set aside on the fourth Thursday of November when no one diets. I mean, why else would they call it Thanksgiving?" ~Erma Bombeck Thank you friends and clients for working with me again this year. It is not over yet so bring on the listings and the buyers. Together we will: make real estate dreams come true

According to Freddie Mac, 30-year-fixed-rate mortgage average fell further to 4.87 percent with an average 0.7 point for the week ending Oct. 8 from 4.94 percent last week. “Such low rates are spurring mortgage demand,” said Frank Nothaft, Freddie Mac vice president and chief economist, in a statement. “Interest rates for 30-year fixed-rate loans were the lowest since mid-May; 15-year FRMs were at a record low since data were first collected in 1991 and 5-year ARMs also hit an all-time record starting in 2005. Compared to a year ago, consumers could shave almost $134 off their monthly mortgage payments on a 30-year fixed-rate loan for $200,000 by refinancing. In addition to spurring mortgage demand, applications were up to a 19-week high over the week ending in Oct. 2, according to the Mortgage Bankers Association – applications to purchase a home were at the strongest pace since the beginning of 2009  If you are waiting for prices to go down even more on homes, you had better...

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macs are almost intuitive, rarely crash and have so many clever add on programs. PC is old school and I only use my Windows side on my MacPro when the program I need can still only be accessed by Internet Explorer.

4613 Pine Beach Road, Brainerd, MN Powered by Postlets Helping make real estate dreams come true 5 bedrooms, 2 baths/2 car garage+/ 1 car garage + on 2 acres in the heart of resort country. Close to Pillsbury State Forest, Gull Lake public access for boating and the beach for swimming. Just down the road from fine dining, award winning golf courses and skiing. Low taxes and immaculate. Remodeled bathrooms, updated lighting, finishes and fixtures. Rare find in 3 bedrooms on the main level and 2 with egress windows on the lower level. Call 218-831-8001 for a showing soon - it will not last long! Virtual tour

"Knowing others is intelligence; knowing yourself is true wisdom. Mastering others is strength; mastering yourself is true power." Posted via web from Kathleen Lordbock's Posterous

Helping make real estate dreams come true!      Attention firefighter, teachers, police and other essential workers, you may qualify for special terms to buy a home with FHA funds.  Call for more information and to see homes that will qualify for the FHA program. $6500 and $8000 tax credit possible as well. Kathleen Lordbock REALTOR/Staging & Short Sale Specialist 218-831-8001 KLordbock@kw.com

via Harris University Short Sale Blog Are you upside down on your mortgage - needing to sell? Contact:  Kathleen Lordbock REALTOR/Short Sale & Staging Specialist KLordbock@kw.com Brainerd Lakes Area of Minnesota Outside of the area ?  I can put you in contact with other Short Sale Specialists across the United State. There is help - there is hope. Helping make real estate dreams come true

Helping make real estate dreams come true NAR Frequently Asked Questions Homebuyer Tax Credit Changes National Association of REALTORS® Government Affairs Division 500 New Jersey Avenue, NW, Washington DC, 20001 Here are some of the most frequently asked questions on the changes to the Homebuyer Tax Credit Question: Existing homeowner credit: Must the new house cost more than the old house? Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements will qualify for the $6500 credit. Question: I am an existing homeowner. On October 25, 2009, I signed a contract to purchase a new home. I have lived in my current home for more than 5 consecutive years and am within the new income limits. I will go to settlement on November 20. If President Obama has signed the bill by the time I go to settlement, will I qualify for the new $6500 tax credit? Answer: Yes. The existing homeowner credit goes into effect for pu...

Helping make real estate dreams come true

Helping make real estate dreams come true

via brainerdlakesrealestate.wordpress.com Posted via web from Kathleen Lordbock's Posterous

via brainerdlakesrealestate.wordpress.com Get off the fence! Posted via web from Kathleen Lordbock's Posterous

Flexiblity and streamlining the short sale process wil decrease the foreclosures. in reference to: News Releases ( view on Google Sidewiki )

As a specialist in short sales - I can offer you help with your short sale and hope. Tell me your short sale story and let's work out a solution. KLordbock@kw.com in reference to: YouTube - RE/MAX North Central's Tuesday Tip: Short Sales Real Results ( view on Google Sidewiki )